This article was written by Emma Marshall — Community Manager
We believe this article is accurate at the time of writing, but regulations evolve. We'd welcome you to contact us for a quick, up-to-date confirmation—we're always glad to help.
American demand for residency by investment has become one of the fastest-growing segments in global investment migration, driven not by relocation but by strategic optionality. In 2026, US nationals account for nearly one in three global applicants, seeking legal residence rights that require minimal physical presence.
What this article covers:
- Why American HNW families are prioritising backup residency in 2026
- The four programmes drawing the most interest: Portugal, Greece, Italy and New Zealand
- Key considerations around US citizenship-based taxation
- How Marlow Bray advises American clients entering European programmes
The Programmes Drawing American Interest in 2026
Portugal remains the leading choice for American families, with its fund-based golden visa structure offering a compliant, low-presence pathway to EU residency. Greece continues to attract interest through clear property investment thresholds, while Italy's flat-tax regime appeals to ultra-high-net-worth applicants seeking a favourable fiscal environment. New Zealand rounds out the shortlist for families prioritising governance stability and generational resilience over geographic proximity to Europe.
A common thread across all four programmes is the absence of meaningful physical presence requirements during the residency phase, a critical feature for US nationals who cannot easily restructure their lives around a new jurisdiction without careful planning.
Advisory Considerations for US Nationals
American applicants face a distinctive challenge: the United States taxes on the basis of citizenship, not residency, meaning that obtaining a European residence permit does not in itself alter a client's US tax obligations.
Any investment migration strategy for US nationals must therefore be developed in close coordination with qualified US and local tax advisers.
Marlow Bray works alongside specialist counsel to ensure clients understand the full picture before committing to a programme.
For families approaching this as a long-term contingency rather than an immediate lifestyle change, the decision centres on jurisdictional fit, investment structure, and timeline. A structured consultation with our team can help clarify which programme aligns best with your family's objectives and existing portfolio.
