From securing global mobility to creating generational wealth, our expert advisors have helped families navigate complex journeys to lasting success and security.
Raymond, a 41-year-old entrepreneur from Ghana, operates businesses in telecoms, pharmacy, and real estate sectors. Living with his wife and three children, he aspires for global expansion and better educational opportunities for his family.
Facing limited opportunities in Ghana for his children and the challenges of political and economic instability, Raymond's decision was influenced by his desire to provide a stable environment for his children's education and future.
The ranking of the Ghanaian passport, offering limited visa-free travel, also played a crucial role in seeking better global access.
Raymond and his family received their US residency cards, enabling his children to access quality education and the family to travel more freely.
He was also able to open a US bank account, securing his financial transactions globally.
Marlow Bray tailored a solution for Raymond using the US National Interest Waiver (NIW) program, which provided residency within 18 months, access to free education for children, and in-state university tuition rates, significantly lowering their future educational costs.
The process included business concept development in the US with a focus on R&D, helping Raymond expand his business footprint internationally.
Pankaj, 52, is an Indian national and Head of Sales at Cisco, residing in Singapore. Married with two children, he is a global traveler and has no plans to return to India.
Pankaj’s Indian passport, while stronger with access to 100 visa-free countries, did not meet his need for EU residency. Concerns over high university costs and securing EU citizenship also influenced his decision.
Pankaj and his family gained Portuguese residency, allowing them access to lower-cost EU education and health care.
Marlow Bray guided him through the Portugal Golden Visa program, which provided both residency and a clear path to citizenship without an immediate need to relocate.
Ernesto, a 51-year-old banking director from Colombia, has relocated multiple times internationally. Currently based in Singapore, he and his family seek stability and citizenship opportunities.
His Colombian passport, ranked 36th, limited his travel freedoms and prompted him to seek more advantageous citizenship options for his children's education and his retirement.
Ernesto secured Spanish residency, providing his family with free education and a fast track to citizenship.
Marlow Bray recommended the Spanish Golden Visa, offering rapid residency and cost-effective university education options in Spain.
Cenk, 55, is a CEO in Turkey, managing a large conglomerate. With his wife and two sons, he aims for a life in the EU, driven by Turkey's economic challenges.
The limitations of the Turkish passport, ranking 38th with 114 visa-free countries, and his desire for EU access for business and banking influenced his choice.
Cenk’s fast-tracked residency has opened new business opportunities in the EU and ensured a stable future for his family.
Marlow Bray created a tailored business strategy under Portugal’s HQA program, enabling Cenk to obtain residency within six months, significantly faster than typical routes.
Andy, a long-term Hong Kong resident, moved there with his parents at age 16 and now considers it his home. He’s married with two young children, aged four and six, and has built his life in Hong Kong.
However, recent political shifts have made him rethink his family’s future, prompting them to look for a stable, affordable location with access to the European Union.
The political climate in Hong Kong, combined with a rising cost of living, pushed Andy to seek a safer, more cost-effective environment for his family. Additionally, as a British passport holder, Brexit had taken away his family’s EU access, limiting their options for future education and lifestyle.
Andy wanted a solution that could ensure stability, lower costs, and better educational opportunities for his children while also allowing his parents to retire comfortably in a unified location.
With the Portugal Golden Visa, Andy’s family now has a path to EU citizenship, enabling his children to attend European universities at much lower tuition rates, offering significant long-term savings.
His parents can now retire in a lower-cost, stable EU country. The entire family gains the EU access they lost post-Brexit, enhancing their quality of life and securing their future.
Marlow Bray recommended the Portugal Golden Visa, a residency-by-investment pathway that provided Andy and his family a five-year route to citizenship. This visa allowed him to include his parents in the application, meaning three generations could enjoy a secure and unified life in Portugal.
The residency also offered his children future EU benefits, giving them access to European education at local tuition prices rather than expensive international fees.
Aaron, originally from the UK, is a long-term expat who has worked in Japan, Hong Kong, Switzerland, and the UK. Currently, he lives with his Japanese wife and seven-year-old son. His high-level career at Philip Morris International has taken him around the world, but his family is seeking financial stability and security.
As Aaron frequently relocates, his domicile resets to the UK, exposing his sizable estate to a 40% UK inheritance tax.
This would significantly reduce the inheritance he leaves to his family. Aaron’s primary objective is to minimize his inheritance tax liability to preserve his estate for his wife and son’s future.
With this strategy, Aaron now has a reduced inheritance tax burden, allowing his family to benefit from a greater portion of his estate.
The passive income stream enhances his retirement security, while the financial safeguards ensure stability. This comprehensive solution enables Aaron to secure his family’s future, providing peace of mind.
Marlow Bray developed a strategy that reduced Aaron’s inheritance tax liability by £1.1 million.
This solution not only preserves his wealth but also creates a passive income stream he can access during retirement, regardless of where he resides. Additionally, it provides protection against market volatility, securing Aaron’s financial position.
Paul and his family are Singaporean nationals, holding one of the world’s most powerful passports. They live in Singapore, a thriving global city known for its exceptional standard of living but also one of the highest costs of living globally.
Paul and his wife have achieved considerable financial success in Singapore, but as they approach retirement, they are exploring opportunities to balance their current lifestyle with their long-term financial goals and family needs.
Paul and his wife sought a retirement destination that balanced affordability and quality of life. Singapore’s high living costs prompted them to explore Europe, drawn by its rich culture, mild climate, and excellent healthcare.
They also valued providing their children with the option to live or study in Europe, ensuring access to diverse future opportunities while preserving their retirement savings.
Marlow Bray guided Paul and his family through the Portugal Golden Visa process, ensuring a smooth application and compliance with all requirements. Through this program, the family secured a five-year route to permanent residency or citizenship, offering future flexibility for their children to study, work, or settle in Europe.
This solution enabled Paul and his wife to enjoy a financially sustainable retirement in Portugal while preserving their high-ranking Singapore passports. Additionally, the family gained a future-proof plan that allowed them to benefit from Portugal’s low cost of living and EU opportunities without severing ties to their roots in Singapore.
After evaluating their options, Paul and his family chose Portugal as their ideal European base through the Portugal Golden Visa program, which provided an easy residency path with minimal stay requirements while allowing them to keep their Singapore citizenship.
They planned to maintain their assets and retirement savings in Singapore while benefiting from Portugal’s lower cost of living, temperate climate, and relaxed lifestyle. With the Golden Visa, they could enjoy the best of both worlds, spending most of the year in Portugal while preserving ties to Singapore.
Our tailored solutions meet your unique needs, ensuring a smooth, secure, and successful journey.